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Odds of Making $1 Million Inheriting $1 million: 12 million to 1 Winning the lottery: 12 million to 1 Playing the slots in a casino: 6 million to 1 Winning a game show: 4 million to 1 Saving $800 a month for 30 years*: 1.5 million to 1 Working for a dot-com that goes public: 10,000 to 1 Owning a small business: 1,000 to 1 Source: USA Today August 16, 2000 * With 7.1% annual rate of return and untaxed interest